Mortgage Advance Centre

Mortgage Advance Centre specialises in providing expert mortgage advice to contractors across the UK. Whether you’re a first-time homebuyer, looking to review your existing mortgage, or interested in investing in a Buy-to-Let property, our advisers will conduct a thorough market search to find the right product for you, delivering a service tailored to your specific needs.

With a combined 15 years of experience working with contractors, our advisers are not only skilled at maximising your borrowing potential by effectively leveraging your income, but they’ve also established strong relationships with contractor-friendly lenders. Over the years, we’ve even collaborated with certain lenders to help shape their criteria to better accommodate the unique needs of contractors, particularly in relation to IR35.

For more details on how we assist contractors in navigating the challenges of securing a mortgage, please refer to our FAQs below.

Our comprehensive service guides you through each step of the mortgage process:

• During our initial consultation, we’ll assess your borrowing capacity.
• We can then secure an Agreement in Principle from a lender without affecting your credit score.
• When you’re ready to proceed, we’ll gather and thoroughly review your supporting documents, anticipating any potential questions from the lender.
• We’ll submit your full application on your behalf, keeping you informed throughout the process.
• Once the mortgage offer is issued, we’ll continue to liaise with the lender and your solicitor to ensure a smooth completion.

We are appointed representatives of PRIMIS, the UK’s largest Mortgage Network, and are fully regulated by the Financial Conduct Authority. We have access to a comprehensive range of mortgages across the market, including exclusive deals that aren’t available directly from high-street lenders.

If you have any questions of your own, please do not hesitate to contact us. Telephone 07706 229517 Email [email protected]